Common approach
Typical lead form
- Your contact information may be shared before you compare.
- Mortgage professionals may reach out directly.
- The conversation can start before you are ready.
Mortgage Marketplace
Compare mortgage offers.
Stay anonymous.
Send one request, and mortgage partners compete to win it. You choose who to contact.
- Anonymous
Request - No SSN pull
required - No cold calls
- NMLS-Licensed
Partners
Illustration: a sample anonymous rate request receiving five competing offers from NMLS-licensed Mortgage Partners, shown side by side for comparison.
How RatesQ protects your privacy
Your privacy, always
We keep your information private until you choose to connect.
No spam calls
Partners can't call you. You control the conversation.
You're in control
Review offers and choose who to contact, if anyone.
What you'll see, before anyone sees you.
One anonymous request goes out to verified partners in your state. What comes back is a real, ranked comparison — no application, no credit pull, no phone number required to look.
Submit
Request privately
Post your scenario under a unique screen id — loan amount, property type, state, estimated credit. Partners see the Rate Quote, never you.
No name, no SSN, no credit pullCompare
Offers arrive ranked
Verified partners come back with competitive offers. Rate, APR, closing costs and payment sit side by side, with the trade-offs of each one called out.
Pros and cons, spelled outChoose
You reach out first
We never hand your details to anyone. See an offer worth a conversation? You contact that partner yourself — on your timing, or not at all.
No cold calls, ever01 · Privacy First
Stay Private
Your loan scenario is shared. Your identity isn't.
Your account
You areRQ-firsttime_buyer
Loan Amount$485,000
PurposePurchase
StateCA
Credit Range740–759
RatesQ Privacy Layer
Mortgage partner sees
BorrowerRQ-firsttime_buyerScreen name
Loan Amount$485,000
PurposePurchase
StateCA
Credit Range740–759
Contact you→You reach out first
02 · Compare Clearly
Compare the Full Offer
See rate, APR, costs, credits, and payment together.
PartnerMonthly paymentClosing costs
Partner A$2,831$6,240
Partner B$2,869$4,950
Partner C$2,908$3,800
Illustrative only · Rate · APR · Costs · Credits
03 · Borrower Control
Contact On Your Terms
Choose a Mortgage Partner only when you're ready.
Contact Info
Protected
You Select Partner
On your timeline
Connect Directly
When you're ready
A better first step
Why anonymous beats a lead form
Compare the process before you decide how to shop.
Privacy-first approach
RatesQ
- Partners see your scenario under your screen name.
- Compare offers before deciding who to contact.
- You reach out first when you are ready.
Ready to see your options?
Compare first. Connect when you're ready.
Free for borrowers · Mortgage Partners · No SSN required for a Rate Request
RatesQ LLC is a technology marketplace company, not a mortgage Mortgage Partner, mortgage broker, bank, or financial institution. RatesQ does not originate, offer, or arrange mortgage loans. All mortgage products and services are provided solely by licensed third-party mortgage professionals. Mortgage availability, rates, and terms are determined solely by participating licensed professionals and are subject to individual creditworthiness, property qualification, and applicable law.